This is the card I would recommend if you:

• Spend mainly on dining, groceries and fuel
• Spend between $1800 – $5000 on these items, per quarter

Pros

This card offers a cashback of 5% on dining, groceries (including online supermarkets) and fuel.

Access to HSBC Entertainer app, with standard Entertainer offers.

Cons

You need to spend minimum of $600 monthly, for every quarter. There is a rebate cap of $250/quarter. The rebate will only be credited one month after the last statement e.g. spend in April, May, June and the statement will be out in July, and the crediting will be in August.